The Financial Aid Office is dedicated to supporting the goals and purposes of the Saginaw Chippewa Tribal College, while making post-secondary education financially possible and distributing available aid to eligible students, in an equitable, fair and timely manner.

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For an estimate on college costs at SCTC, please use our Net Price Calculator.

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If you were selected for verification, please complete the following form, as appropriate:

• Dependent Verification Worksheet

• Independent Verification Worksheet

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Our institutional scholarships can be found here.

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More information about our financial aid policies and procedures can be found in our Financial Aid Manual.

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To ensure you are completing all the necessary steps to receive financial aid, please check out this checklist and contact the Financial Aid Office with any questions or concerns.

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Special Circumstances/Professional Judgment

We at SCTC understand, since the FAFSA uses tax information from two years prior, the financial information provided may not accurately reflect your family’s current financial standing.  As a result, students can request for the Financial Aid Office to review student’s current financial situations on a case by case basis.  After the review, if the Financial Aid Office determines there has been a significant change to the student’s financial situation, adjustments will be made to either the student’s Cost of Attendance or the Expected Family Contribution.

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Please note, there are limitations to special circumstance reviews.  The following circumstances will not be considered for review:

• Personal/credit card debt

• Mortgage expenses

• Car payments

• Changes in seasonal employment

• Discretionary expenses

• Unwillingness to contribute to educational expenses

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The Financial Aid Office can review based on the following circumstances:

• Withdrawal of retirement funds for emergency purposes

• Job loss or significant reduction in income 

• Loss of child support

• Separation or divorce of parents

• Death of a parent

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Unusual Circumstances/Dependency Override 
SCTC recognizes that all students do not have the same experiences outside of school and may have circumstances that are not “usual.”  Students who have unusual circumstances, can request an adjustment to more accurately reflect their situation.  The Financial Aid Office is the point of contact for students to request an adjustment.  Each situation is considered on a case by case basis.

Examples of unusual circumstances can include, but are not limited to the following: 

• A student is a refugee or asylum seeker who has been separated from their parents

• A student or their parents has experienced human trafficking

• A student or their parents are incarcerated

• A student's parents have abandoned them or a student is estranged from their parents

• A student cannot locate their parents

• A student's parents are physically or emotionally abusive

• A student's parents are incapacitated and lack the physical or mental ability to support them

• A student's parents say they would support the student, but only if the student stopped identifying as LGBTQ

Examples of circumstances that do not, on their own, qualify: 

• A student's parents do not want to fill out the FAFSA

• A student has moved out and pays their own bills

• A student's parents do not want to pay for a student's education

• A student's parents do not claim the student as a dependent on their taxes

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If you meet any of the above situations, please contact the Financial Aid Office at financialaid@sagchip.edu or 989-317-4816. 

The Financial Aid Officer will consult with the student about the necessary documentation.